OUR INSURANCE POLICIES
We accept most insurance plans, however, the amounts paid and the number of visits allowed are variable and
depends on the policy chosen by your employer group. As a courtesy, we check your policy benefits and if an
authorization is required but we do recommend that you check your policy and contact your carrier if you have
questions.

Please note that if your insurance company requires a co-payment for services, the payment is required at the
time of each visit. If your insurance company requires a deductible and/or co-insurance a flat rate will be
collected at each visit to cover these charges. If there is a credit on your account, you will receive a check after
your therapy has been complete.

The following is a list of current insurance companies that we accept. Please call our office at 804.340.1193 or
email
admin@richmondpt.com if you have questions.
Medicare
Carenet
Anthem PPO
Healthkeepers HMO
Healthkeepers Plus
Aetna PPO/POS/HMO
MAMSI/Optimum Choice/MDIPA/Alliance
United Healthcare
Optima Healthcare
PHCS
Cigna PPO/POS/HMO/Open Access
Southern Health
Tricare/Tricare Prime
Workman's Compensation*
**Most commercial insurances (Participation must be verified)
*Workman's Compensation - In order for us to file claims efficiently contact information
(including filing address) and a claim number are required at the time of the first visit.
RICHMOND
ASHLAND
P H Y S I C A L        T H E R A P Y
Orthopedic and Sports Physical Therapy